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Flexible Financing Options

  • Unrestricted Provider

    We’re not in-network with any insurance plans, but we do accept most major insurance plans. We will contact your insurance provider and provide a cost estimate for your treatment in advance, so you’re always informed.

    Insurance Options
  • Wellness Plan

    Dental care should always be affordable. That’s why we offer our Winter Dental Wellness Plan as an effective way to save on essential oral health care. Enjoy discounts and get the dental care you need for one low monthly cost.

    Wellness Plan
  • External Payment Plans

    We work with Cherry, CareCredit®, and Proceed Finance as third-party payment options for dental expenses. You can design a payment plan that works for you. The application process is simple and efficient.

    External Payment Plans

An Insurance-Friendly Practice

As a family-owned practice serving this amazing community for over 60 years, we prioritize your health and well-being. Winter Dental is an unrestricted provider, which means your care is guided by what's best for you—not by insurance limitations. We still accept most major insurances, including Delta Dental and others, but we're not in-network. We’re happy to contact your insurance provider and provide a treatment estimate in advance. Once your treatment is complete, you'll receive a reimbursement check when your claim is processed. If you have any questions about our unrestrictive approach, please let us know.

Winter Dental Wellness Plan

Our in-house wellness plan makes dental care more affordable by covering preventive services, cleanings, exams, and X-rays, while offering discounts on additional treatments.

Wellness Plan

 

External Payment Providers

External financing options make dental care accessible by spreading costs into manageable payments. You can proceed with recommended treatments sooner, avoid delaying care, and fit expenses within your budget.

External Payment Plans

Dr. Nick talking to a dental patient at Winter Dental in Arvada, CO.

Financial FAQs

  • How much will my dental visit cost?

    We know that every patient’s needs are unique, so we will work hard to create a personalized treatment plan that fits your budget. To learn more about our services and pricing, please give us a call. You can also visit our office fees page for a general overview of prices.

    Office Fees

  • Do you accept insurance?

    We do accept most major insurance plans, but we’re not in-network. We will work with your insurance provider to give you a treatment estimate beforehand. Once your treatment is complete, they’ll issue your reimbursement after processing your claim.

    Learn More

  • Is there an in-house financing program?

    Yes, we offer a comprehensive in-house wellness plan that gives you access to essential dental services and lets you choose a payment plan that fits your needs. Learn more below!

    Wellness Plan

Have Additional Financial Questions?

Need more information on our unrestricted provider policy, external financing, or in-house plan? We're always available to answer your financing questions to ensure you receive the care you need. Contact us today!

Contact Us

Where are we located?

View of the front desk and fish tank of Winter Dental in Arvada, CO.

Winter Dental

8605 Ralston Road
Arvada, CO 80002

Hours

Monday: 8 a.m. - 5 p.m.
Tuesday: 8 a.m. - 5 p.m.
Wednesday: 8 a.m. – 5 p.m.
Thursday: 8 a.m. – 5 p.m.
Friday: 8 a.m. – noon

Phone

303-424-4567

Email

[email protected]